Are you thinking about getting a new car? There are definitely some benefits when you lease a new car, but there is also a long list of benefits if you choose to buy. Here at Subaru of Naples, we want you to make an informed decision about whether buying or leasing your new Subaru is the right option.

First, consider your lifestyle and financial situation. In some scenarios, leasing is the best option because you get to upgrade your car every few years. Buying a car may be the right option for you if you like to do your own vehicle customization. Let us help you decide which option is best for you!

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Dealership financing options
Buying vs. Leasing

Leasing Pros

  • Little down payment required - Sometimes you can completely skip the down payment all together!
  • You can drive an upscale car for less money than if you were to buy - Opt for a higher trim level and only pay slightly more per month.
  • Your vehicle remains under factory warranty - Don't stress about repair and maintenance bills!
  • Lower monthly payments - Drive a brand new car for an affordable price.
  • Trade up into a brand new Subaru at the end of your lease term - You get to have a new car every few years!

Buying Pros

  • No mileage limitations - Plan that cross-country road trip!
  • You can sell your car at any time - If you are ready for a newer Subaru, you can sell your car any
  • Perform all of the upgrades and modifications you want!
  • YOU own your Subaru - You won't need to turn it in to the dealership at the end of your lease terms, you can keep it as long as you want.

Leasing Cons

  • You don't own your car. You must turn it in at the end of your lease term.
  • Your miles will be limited. For example, some leases only allow you 10,000 - 12,000 miles per year.
  • You cannot do a lot of modifications to your new car.
  • It can be difficult to end your lease early.
  • Leasing can be more expensive in the long run, depending on which vehicle and trim level you pick.

Buying Cons

  • Buying a new Subaru may require a larger down payment.
  • When you purchase a new vehicle, your payment will more than likely be higher than it would be if you lease depending on how much you put down.
  • New cars depreciate in value over time.
  • When you want something new, you will have to trade in your vehicle or sell it to a private party.

Dealership financing

If you are in the market for a new car, be sure you explore the option of buying and the option of leasing thoroughly. Stop by Subaru of Naples to explore all of your options. We'll be happy to help you make the right decision based on your needs and financial situation!